Starting a business involves initial investment
That's why we make it easier for you, apply today and know the approval amount!
*Soft Pull Credit Application that means it won't affect your credit score.
Starting a business involves initial investment
That's why we make it easier for you, apply today and know the approval amount!
*Soft Pull Credit Application that means it won't affect your credit score.
That’s why financing are your best option.
Preserve business cash for future investment ingredients, marketing and first day operations
Start with low downpayment from $3,500
We accept ITIN applications and low credit history
"In less than 5 minutes, everything is qualifed for you to just sign and for them to start working on your trailer"
Watch how Ramiro Sanchez from Mariscos el Lobo runs his business using TFT financing.
We are very close to you!
18
The only with
Dealerships
AND SERVICE CENTERS
Financing
Get approved for up to $35K — in minutes, not weeks
Soft pre-qualification with no impact to your credit score. Good credit, building credit, or first-time business owner — our lending partners have a plan that works.
How It Works
From Application to Pickup in 4 Steps
We dont just sell trailers. We help you to launch a profitable business.
Step 1
Apply Online
2-minute soft pre-qualification. No hard credit pull, no impact to your score.
Step 2
Get Approved
Most applicants hear back the same day, often within minutes.
Step 3
Pick Your Trailer
Choose your size, add-ons, and nearest dealership — same price everywhere.
Step 4
Drive Away
Sign at pickup and take your certified trailer home the same day.
Our Lending Partners
Two Ways to Finance Your Food Trailer
We work with two specialized equipment-financing partners so more owners qualify — not just applicants with perfect credit.
Lease-to-own equipment financing built for small businesses. Instant online decision, flexible terms.
- No hard credit check to apply
- Decision in seconds for most applicants
- Good, building, or bad credit considered
Equipment finance company with 40+ years of experience financing small businesses across every industry.
- Traditional equipment financing terms
- Dedicated support through the full process
- Works well for larger/full-build orders
Plan Your Budget
How much capital do you really need to start?
The trailer is the biggest single line item, but it’s rarely the only one. A realistic starting budget includes equipment, wrap, permits, and a cash cushion for your first few months.
Financing up to $35K is typically enough to cover the trailer and most of the equipment/permit costs in a single approval — leaving more of your own cash free as a working capital cushion.
Trailer (14–16 ft, most popular)
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Kitchen equipment & add-ons
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Wrap, permits & licensing
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Working capital cushion (3 mo.)
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“In less than 5 minutes, everything is qualifed for you to just sign and for them to start working on your trailer”
Watch how Ramiro Sanchez from Mariscos el Lobo runs his business using TFT financing.
Real Owners
Financed through us, now running their own kitchen
FAQs
Food Trailer Financing Questions, Answered
No. Both Clicklease and Centra Funding work with a wide range of credit profiles, including first-time business owners with limited credit history. Pre-qualification uses a soft pull that doesn't affect your score.
Most applicants get a decision the same day, often within minutes for straightforward applications.
Yes — approval amounts up to $35K can be applied toward the trailer, NSF commercial equipment add-ons, and installation as a single package.
You can still finance a smaller trailer size or a partial equipment package, or combine financing with a down payment — your dealership specialist will walk through the options with you.
It's illustrative, based on a simplified rate assumption — your real offer depends on your credit profile and chosen lender. You'll see the exact number before signing anything.